Car Payment Calculator

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Disclaimer:

*Spitzer Discount applies to everyone

New vehicle pricing includes all offers and incentives. Tax, Title and Tags not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at (330) 817-3163 or by visiting us at the dealership. In stock units only. With approved financing. GM Employee discount on all new inventory, excluding commercial vehicles and must finance through GM financial.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 4.9% interest and 20% downpayment.

The Manufacturer’s Suggested Retail Price excludes tax, title, license, dealer fees and optional equipment. Dealer sets final price.

Do you have your eye on multiple vehicles in our new or used inventory? Estimate and compare the monthly payments with our car payment calculator! It only takes a couple of minutes to learn whether the vehicle you love is within your monthly budget. Use the calculator above to get started now. Or, if you’re thinking, “How do I calculate my payments?” we’ve got you covered with all the steps below! Keep reading to learn what information goes into each portion of the payment calculator. 

How Do I Calculate My Payments? 

It’s easy to fall in love with one of the new Chevrolet or used vehicles at Spitzer Chevrolet of Amherst. We strive to offer a large inventory with something for all of our Elyria and Lorrain customers to love. That said, once you start shopping, it’s easy to get ahead of yourself without understanding your buying power. Our car payment calculator will help you stay on track and choose a vehicle that aligns with your carefully planned budget.

Learn how easy it is to calculate your payments from the comfort of your home in Sheffield: 

  • Vehicle Price: Enter the list price for the new or used model you’ve found in our inventory. 
  • Interest Rate: Enter the interest rate you’re qualified for. If you’re not sure, you can submit a secure online finance application to get pre-approved and learn your rate all at once! Applying for pre-approval will not affect your credit score.
  • Loan Term: This represents the length of the loan, or how many months you would like to take to pay off your loan. Tip: a shorter loan term will have higher monthly payments with less interest paid, while a longer loan term will have lower monthly payments with more interest paid.
  • Down Payment: Enter your planned down payment amount. The larger the down payment the better, because it will lower your overall loan balance. 
  • Trade-In Value: Do you have a vehicle you want to trade? Use our trade-in calculator to learn how much it’s worth, and enter the amount here. 

Click the “calculate my payments” button to see your monthly payment! The estimate will reflect the amount to be financed after subtracting your down payment and trade-in value. 

Contact Our Finance Center with Questions

Are you wondering if there’s a way to get a better monthly car payment or improve your credit before applying for financing? Our friendly finance team is here to help. Reach out to start a conversation and check out the helpful car-buying tips on our website! At Spitzer Chevrolet of Amherst, we strive to help every driver find their perfect car for the perfect price.